Using today’s technological advances in electronic banking and internet access, we have simplified the process of employees being reimbursed from their Flexible Spending Accounts in their Employer’s 125 Plan. Now, with a simple swipe of a Flex-Debit Card, participants can immediately access the money stored in their Medical or Dependent Care Accounts. It is no longer necessary for an employee to write a check, file a claim, and wait several weeks to be reimbursed. Furthermore, the Flex-Debit Card reduces paperwork for the employer’s Human Resources Department.

Since neither the Employer nor the Employees pay FICA taxes (and other related payroll taxes) on employees' contributions to their Flexible Spending Accounts (125 Plan), the Employer’s FICA tax savings alone will in most cases offset the employer’s administrative cost of offering this tax favored program to its employees. This is truly one of the real no-cost benefit programs available. A true win-win situation.

HEALTH CARE	Help your employees manage their health care costs while providing tax benefits for them and for you.
DEPENDENT CARE	See how we can help you increase participation in your dependent care plan and make the reimbursement process more convenient for your employees.
HSA/HRA ROLLOVER	We can help you coordinate your flexible spending plan with employees' HSA's or HRA's
TRANSPORTATION BENEFIT	See how you can set aside pre-tax money to help pay for transportation costs.